FACTS	WHAT DOES MS PUBLIC EMPLOYEES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the accounts, products or services you have with us. This information can include: Name, address, Social Security Number, and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons MS Public Employees Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does MS Public Employees Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus. Personal information may be collected. This may include electronic information such as IP address, Data device, your computers or mobile devices’ operating system type and version, manufacturer and model, browser type, Wi-Fi,etc.	Yes	No
For our marketing purposes –to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	Yes
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We do not share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We do not share
For our affiliates to market to you	No	We do not share
For non-affiliates to market to you	No	We do not share
For our electronic affiliates for our everyday purposes – such as to process your electronic transactions, maintain the account(s) you have with us to provide technical support. Personal information may be collected, financial information, contacts, location, messages and images.	Yes	No

To limit our sharing	• Call 601-948-8191, visit the credit union or mail in the form below.
Please Note: If you are a new member, we can begin sharing your information [30] days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. If you have questions, call us at 601-948-8191 or visit us online at www.mspecu.org.

MS Public Employees Credit Union – Our Privacy Notice

Mail-In Form
If you are on a multiple owner account, your choice(s) will apply to everyone on the account.	Do not share my personal information with other financial institutions to jointly market to me
	Name		Account No.
	Address
	City, State, ZIP
	Mail to: MS Public Employees Credit Union, 613 S West St, Jackson, MS 39201

Who We Are
Who is providing this notice?		MS Public Employees Credit Union

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What we do
How does MS Public Employees Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does MS Public Employees Credit Union collect my personal information?	We collect your personal information, for example, when you open an account apply for a loan use your credit or debit card pay your bills make deposits to or withdrawals from the accounts you have with us We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your credit worthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you We also State laws and individual companies may give you additional rights to limit sharing..
What happens when I limit sharing for an account, I hold jointly with someone else?	Your choices will apply to everyone on the account you have with us

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. MS Public Employees Credit Union has no affiliates. .
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. MS Public Employees Credit Union does not share with non-affiliates so that they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include: Investment companies Insurance companies Other financial service providers