Products - Savings

Regular Savings Account

Regular Savings Account is your basic savings account. You must have a $10 Savings Account balance in order to have membership and to use other credit union services. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more. You are allowed 6 free withdrawals per year; each withdrawal beyond 6 will have an excessive withdrawal fee.

Credit Builder Savings Plan

This savings plan offers a short-term loan to members who have either minimal to no credit history or who need to improve or rebuild a damaged credit history with the additional benefit of establishing a savings plan.

• All applicants must be 18 years of age or older and must be in good standing with the credit union
• Minimum loan amount of $500 to qualified borrowers
• Loan proceeds will be deposited to the borrower's savings account and will remain there until the loan is paid in full

EZ Living Account

Earn .25% interest higher than the Regular Savings Account. Must be age 55 to qualify. Minimum opening deposit is $50. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.

Vacation Club Account

The Vacation Club Account was designed to help you save money for your annual vacation. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more. You are allowed 1 withdrawal per year.

Christmas Club Accounts

The Christmas Club Account was designed to help you save for the holiday season. Deposit money into this interest-bearing account during the year. We will automaticlly disburse these accounts in October. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.

6 Month, 1 Year and 2 Year Share Certificates

Your credit union offers very competitive rates on your investments. Each certificate account requires an opening deposit of $1,000. The 6-Month certificate accrues interest daily and is paid at maturity. All other certificate accounts will accrue interest daily; paid and compounded quarterly. All certificates have a 7 day grace period at maturity which will allow you to deposit additional funds, withdraw funds, or transfer to another investment account. Withdrawals prior to maturity will have a penalty.