Mississippi Public Employees CU

57th ANNUAL MEETING WILL BE A VIRTUAL MEETING

THURSDAY, MARCH 30, 2023, 1:00 PM

YOU CAN ACCESS THE MEETING USING YOUR MOBILE PHONE, COMPUTER OR TABLET

YOU WILL NEED YOUR MEMBER NUMBER TO LOG IN

VOTING IS NOW OPEN. CLICK ON THE LINK BELOW:

https://mspecu.cuballot.com

WE HAVE 3 PEOPLE RUNNING FOR THE 3 BOARD MEMBER POSITIONS AND

2 PEOPLE RUNNING FOR THE CREDIT COMMITTEE POSITIONS

Products - Savings

Regular Savings Account

Regular Savings Account is your basic savings account. You must have a $10 Savings Account balance in order to have membership and to use other credit union services. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more. You are allowed 6 free withdrawals per year; each withdrawal beyond 6 will have an excessive withdrawal fee.

Credit Builder Savings Plan

This savings plan offers a short-term loan to members who have either minimal to no credit history or who need to improve or rebuild a damaged credit history with the additional benefit of establishing a savings plan.

All applicants must be 18 years of age or older and must be in good standing with the credit union
Minimum loan amount of $500 to qualified borrowers
Loan proceeds will be deposited to the borrower's savings account and will remain there until the loan is paid in full

EZ Living Account

Earn .25% interest higher than the Regular Savings Account. Must be age 55 to qualify. Minimum opening deposit is $50. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.

Vacation Club Account

The Vacation Club Account was designed to help you save money for your annual vacation. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more. You are allowed 1 withdrawal per year.

Christmas Club Accounts

The Christmas Club Account was designed to help you save for the holiday season. Deposit money into this interest-bearing account during the year. We will automaticlly disburse these accounts in October. Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.

6 Month, 1 Year and 2 Year Share Certificates

Your credit union offers very competitive rates on your investments. Each certificate account requires an opening deposit of $1,000. The 6-Month certificate accrues interest daily and is paid at maturity. All other certificate accounts will accrue interest daily; paid and compounded quarterly. All certificates have a 7 day grace period at maturity which will allow you to deposit additional funds, withdraw funds, or transfer to another investment account. Withdrawals prior to maturity will have a penalty.

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