JOIN US FOR OUR ANNUAL MEETING WEDNESDAY, MARCH 18, 2026 AT 11:00.

THE MEETING WILL BE HELD VIRTUALLY.

WE ARE GETTING EXCITED ABOUT OUR COMPUTER CONVERSION ON APRIL 2, 2026.

IN ORDER TO MAKE THIS TRANSITION WE WILL BE CLOSED ON APRIL 1, 2026.

YOU WILL NOT BE ABLE TO ACCESS HOME BANKING, ETC ON APRIL 1, 2026.

PLEASE MAKE ARRANGEMENTS TO MAKE YOUR TRANSACTIONS BEFORE OR AFTER THIS DATE.

 

Mississippi Public Employees
CREDIT UNION


Serving State, City, County, and Federal Employees of Mississippi

Loan Rates Savings Rates Term Share Rates Credit Card Rates Fees

Effective as of: 01/01/2025
Fees
Savings Account Fees
Dormant Fee$10.00 monthly; inactive accounts for 2 years
Excessive Withdrawal Fee$3.00 per withdrawal after 6 withdrawals
Non-Sufficient Funds (NSF) Fee$35.00 per item, per occurrence
Checking Account Fees
Monthly Fee$3.50; balances below $100
Non-Sufficient Funds (NSF) Fee$35.00 per item, per occurrence
Overdraft Paid Fee$35.00
Continuous Overdraft Fee$25.00 per 10 days
Stop Payment Fee$30.00
Reconciliation Charge$20.00 per hour; min 1 hour
Check Copy Fee$5.00
Overdraft Protection Transfer (Savings or Loan)$3.00 per transfer
 
Debit Card Fees
Debit Card Application Fee$5.00
Debit Card Renewal Fee$5.00
Card Replacement Fee$10.00 per card
Debit Card PIN Replacement$5.00
Debit Card Abuse Fee$10.00
Debit Card International Processing Fee$5.00
 
Other Fees
Membership Fee$1.00
Membership Reopening Fee$15.00
Copy of Statement/Interim Statement$5.00
Wire Transfer (Incoming and Outgoing)$20.00
International Wire Transfer$50.00
Deposited Check Returned Unpaid; Chargeback$20.00
Bad Address Fee$10.00
Account Research Fee$20.00 per hour
Forwarding Mail Notice Fee$2.00
Verification of Deposit Fee$3.00
Stop Payment on Credit Union Check$10.00
Official Check Purchase$5.00
Garnishment/Levy Processing Fee$35.00
Long Distance Fax$1.00/page
Check Cashing Fee up to$50.00
Escheat Fee$50.00
Title Lien Release Fee$4.00
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