4.34 APY


Mississippi Public Employees

Serving State, City, County, and Federal Employees of Mississippi

Loan Rates Savings Rates Term Share Rates Credit Card Rates Fees

Effective as of: 7/1/2022
Savings Account Fees
Dormant Fee$10.00 monthly; inactive accounts for 2 years
Excessive Withdrawal Fee$3.00 per withdrawal after 6 withdrawals
Non-Sufficient Funds (NSF) Fee$35.00 per item, per occurrence
Checking Account Fees
Monthly Fee$3.50; balances below $100
Non-Sufficient Funds (NSF) Fee$35.00 per item, per occurrence
Overdraft Paid Fee$35.00
Continuous Overdraft Fee$25.00 per 10 days
Stop Payment Fee$30.00
Reconciliation Charge$20.00 per hour; min 1 hour
Check Copy Fee$5.00
Overdraft Protection Transfer (Savings or Loan)$3.00 per transfer
Debit Card Fees
Debit Card Application Fee$5.00
Debit Card Renewal Fee$5.00
Card Replacement Fee$10.00 per card
Debit Card PIN Replacement$5.00
Debit Card Abuse Fee$10.00
Debit Card International Processing Fee$5.00
Other Fees
Membership Fee$1.00
Membership Reopening Fee$15.00
Copy of Statement/Interim Statement$5.00
Wire Transfer (Incoming and Outgoing)$20.00
International Wire Transfer$50.00
Deposited Check Returned Unpaid; Chargeback$20.00
Bad Address Fee$10.00
Account Research Fee$20.00 per hour
Forwarding Mail Notice Fee$2.00
Verification of Deposit Fee$3.00
Stop Payment on Credit Union Check$10.00
Official Check Purchase$5.00
Garnishment/Levy Processing Fee$35.00
Long Distance Fax$1.00/page
Check Cashing Fee up to$50.00
Escheat Fee$50.00
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