JOIN US FRIDAY, DECEMBER 6 FOR HOT COCO AND COFFEE

SKIP A PAYMENT SPECIAL

YOU CAN SKIP YOUR NOVEMBER OR DECEMBER LOAN PAYMENT.

COMPLETE THE SKIP A PAYMENT FORM AND INCLUDE $35 FEE.

 

WE WILL CLOSE AT 12:00PM ON TUESDAY, DECEMBER 24, 2024

 

WE ARE CURRENTLY OFFERING OUR AUTOMOBILE REFINANCE SPECIAL; FLOOR RATE OF 4.40%

 

Mississippi Public Employees
CREDIT UNION


Serving State, City, County, and Federal Employees of Mississippi

Loan Rates Savings Rates Term Share Rates Credit Card Rates Fees

Effective as of: October 2, 2024
Loan Rates
Loan TypeCredit ScoreAPR*Max Term
Signature Loan
Signature Loan 660 and up 6.50 %12 Months
Signature Loan 659 - 620 8.00 %12 Months
Signature Loan 660 and up 7.50 %36 Months
Signature Loan659 - 62010.00 %36 Months
Signature Loan 619 - 60019.00 %36 Months
Signature Loan599 - 51521.00 %36 Months
 
Automobile Loan
Automobile Loan Special660 and up 4.99 %60 Months
Automobile Loan Special659 - 620 6.99 %60 Months
Automobile Loan Special619 - 60012.25 %60 Months
Automobile Loan Special599 - 51517.99 %60 Months
Older Automobiles (10 years)825 - 62010.29 %
 
Motorcycle Loan
Motorcycles660 and up 6.99%60 Months, based on age
Motorcycles659 - 600 8.9960 Months; based on age
 
Recreational Vehicles
Recreational Vehicles 620 and up 7.00 %60 Months
Recreational Vehicles619 - 60010.50 %60 Months
 
Other Loan Specials
Savings SecuredAll3% over pledged account rate180 Months
Credit Builder Savings PlanAll3% over deposit account rate36 Months
$500/$700/$1000 No Credit Xmas LoanAll21.00 %6 Months
Qwik Cash LoanAll28.00 % 2 Months
 
Christmas Loan Special (to begin November 1, 2024)
$2000 Christmas Special660 and up 4.00 %12 Months
$2000 Christmas Special659 - 620 7.50 %12 Months
$2000 Christmas Special619 - 60014.25 %12 Months
$2000 Christmas Special599 - 51518.50 %12 Months
 
*APR: Annual Percentage Rate. Rates, terms and conditions are subject to change without notice at the discretion of the board of directors. Other limitations may apply. Members must meet income and credit criteria.
 
Loan Policy requirements (1) provide Credit Union with the most recent pay stub upon submission of your application; (2) $100.00 must be on deposit in your share account at loan closing and throughout the life of the loan.
 
PERFORMANCE LEVEL: APR'S are based on your Equifax Credit Bureau Score. Credit scores of 660 and higher are Performance Level A; scores of 659 - 620 are Level B; scores of 619 - 600 are Level C and scores of 599 - 515 Level D.
 
Ask your loan representative for further information regarding your score and ways to improve your score which will benefit you for future advances.
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Mississippi Public Employees CU website and entering a website hosted by another party. Mississippi Public Employees CU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Mississippi Public Employees CU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mississippi Public Employees CU. CLICK CONTINUE TO CONTINUE OR CANCEL TO ABORT.

Continue Cancel