JOIN US FRIDAY, DECEMBER 6 FOR HOT COCO AND COFFEE
SKIP A PAYMENT SPECIAL
YOU CAN SKIP YOUR NOVEMBER OR DECEMBER LOAN PAYMENT.
COMPLETE THE SKIP A PAYMENT FORM AND INCLUDE $35 FEE.
WE WILL CLOSE AT 12:00PM ON TUESDAY, DECEMBER 24, 2024
WE ARE CURRENTLY OFFERING OUR AUTOMOBILE REFINANCE SPECIAL; FLOOR RATE OF 4.40%
Loan Rates Savings Rates Term Share Rates Credit Card Rates Fees
Loan Rates | |||
Loan Type | Credit Score | APR* | Max Term |
Signature Loan | |||
Signature Loan | 660 and up | 6.50 % | 12 Months |
Signature Loan | 659 - 620 | 8.00 % | 12 Months |
Signature Loan | 660 and up | 7.50 % | 36 Months |
Signature Loan | 659 - 620 | 10.00 % | 36 Months |
Signature Loan | 619 - 600 | 19.00 % | 36 Months |
Signature Loan | 599 - 515 | 21.00 % | 36 Months |
Automobile Loan | |||
Automobile Loan Special | 660 and up | 4.99 % | 60 Months |
Automobile Loan Special | 659 - 620 | 6.99 % | 60 Months |
Automobile Loan Special | 619 - 600 | 12.25 % | 60 Months |
Automobile Loan Special | 599 - 515 | 17.99 % | 60 Months |
Older Automobiles (10 years) | 825 - 620 | 10.29 % | |
Motorcycle Loan | |||
Motorcycles | 660 and up | 6.99% | 60 Months, based on age |
Motorcycles | 659 - 600 | 8.99 | 60 Months; based on age |
Recreational Vehicles | |||
Recreational Vehicles | 620 and up | 7.00 % | 60 Months |
Recreational Vehicles | 619 - 600 | 10.50 % | 60 Months |
Other Loan Specials | |||
Savings Secured | All | 3% over pledged account rate | 180 Months |
Credit Builder Savings Plan | All | 3% over deposit account rate | 36 Months |
$500/$700/$1000 No Credit Xmas Loan | All | 21.00 % | 6 Months |
Qwik Cash Loan | All | 28.00 % | 2 Months |
Christmas Loan Special (to begin November 1, 2024) | |||
$2000 Christmas Special | 660 and up | 4.00 % | 12 Months |
$2000 Christmas Special | 659 - 620 | 7.50 % | 12 Months |
$2000 Christmas Special | 619 - 600 | 14.25 % | 12 Months |
$2000 Christmas Special | 599 - 515 | 18.50 % | 12 Months |
*APR: Annual Percentage Rate. Rates, terms and conditions are subject to change without notice at the discretion of the board of directors. Other limitations may apply. Members must meet income and credit criteria. | |||
Loan Policy requirements (1) provide Credit Union with the most recent pay stub upon submission of your application; (2) $100.00 must be on deposit in your share account at loan closing and throughout the life of the loan. | |||
PERFORMANCE LEVEL: APR'S are based on your Equifax Credit Bureau Score. Credit scores of 660 and higher are Performance Level A; scores of 659 - 620 are Level B; scores of 619 - 600 are Level C and scores of 599 - 515 Level D. | |||
Ask your loan representative for further information regarding your score and ways to improve your score which will benefit you for future advances. |